Mortgage

Mortgages

At Farmers Bank, our experienced team has the knowledge to understand that everyone's homebuying situation is unique, but their dream is the same. Through Victorian Finance (VicFin), a division of Farmers Bank, we will walk you through the homebuying mortgage journey. You will receive your own comprehensive competitive financing solution to make that dream of homeownership a reality!

Victorian finance

Fixed Rate

A traditional, fixed-rate mortgage is a popular program for refinancing or purchasing a new home.

100% USDA Home Loans

The Guaranteed Rural Housing Loan Program is available for properties in almost every area of the country outside major metropolitan areas.

Adjustable-Rate Mortgage

An ARM loan may work for you if you plan on staying in your home short term or need a lower monthly payment.

Renovation Loans

Renovation loans provide funds for both the purchase and renovation of a home packaged into one mortgage loan.

VA Loans

VA offers a variety of home loan guaranty programs for Active Duty Service members, Veterans, National Guard, and Reserve members.

FHA Loans

Designed for low-to-moderate income borrowers to purchase or refinance a home. FHA loans require a lower minimum down payments and credit scores than conventional loans.


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